Finance Options
We’re able to offer you finance options in our Croydon showroom that is available across our luxury watch, diamond and jewellery collections.
Finance is provided by V12 finance who provide 0% interest free credit on purchases of £350 and over.
We can offer you the option of paying by interest free credit with terms over 6, 9, 12, 18, 24, 30, 36 or 48 months. The table below shows examples of minimum spend and deposit amounts.
We also offer credit options with a fixed interest rate of 14.9% APR, available on selected items and brands where interest free credit isn’t available, such as Rolex watches.
| Up to 4 years 0% Interest Free Credit | Up to 4 years 14.9% APR credit | |
|---|---|---|
| Qualifying products | Purchases over £350* |
|
| Cash price | £350.00 | £750.00 |
| Loan term | 12 months | 48 months |
| Amount of Deposit | £35.00 | £75.00 |
| Total Amount of Credit | £315.00 | £675.00 |
| Monthly repayment | £26.25 | £16.95 |
| Representative APR % | 0% | 14.9% |
| Total Cost of Credit | £0.00 | £138.60 |
| Total amount payable | £350.00 | £888.60 |
| First payment occurs | After 1 month | After 1 month |
Making A Complaint
If you are dissatisfied with our response and your agreement is regulated by the Financial Conduct Authority, you have the right to refer your complaint to the Financial Ombudsman Service, free of charge, but you must do so within six months of the date of the final response or 8 week holding letter. Further information and contact details can be found on www.financial-ombudsman.org.uk.
Lyons Jewellers Ltd is registered in England and Wales, company registration number 12719636. Lyons Jewellers Ltd is part of the Beaverbrooks the Jewellers Ltd company, registered office: Adele House | Park Road | St Annes on Sea | FY8 1RE.
Beaverbrooks The Jewellers Ltd T/A Lyons Jewellers is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our registration number is 672561.
Beaverbrooks The Jewellers Ltd T/A Lyons Jewellers offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Credit is provided subject to affordability, age and status. Minimum spend applies. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority.
Beaverbrooks the Jewellers Ltd may receive commission from the lender for certain finance products, such as credit provided at 14.9% APR Representative. The amount of commission may vary depending on the product chosen and the amount of credit taken out. Beaverbrooks the Jewellers Ltd will not receive any commission for interest free credit.